Insurance Information

Lifestages-Insurance-LandingWe know how important it is to patients to partner with a healthcare team who provides compassionate care. We also know it can sometimes be difficult to afford the care you need. That’s why we’ve contracted with a broad range of insurance providers to help patients get the care they deserve, and offer a financial assistance program to those who are uninsured. We work with the following insurers:

    • Aetna
    • Anthem
    • Buckeye Community Health
    • Caresource
    • Cigna
    • Healthspan
    • Humana
    • Medicaid
    • Medical Mutual of Ohio
    • Medicare
    • Paramount Advantage
    • Premier Health Group
    • Private Healthcare Systems (PHCS)/Multiplan
    • Tricare
    • UHC Medicaid
    • United Healthcare

If your insurance company is not listed, you may still choose a Lifestages’ Provider for your care. In that case, your bill for the care provided would be processed as an out-of-network service. Please contact your insurance company for specific coverage information. Be sure to bring your current insurance card with you to your appointment!

Financial Assistance

If you are currently uninsured, Lifestages has an assistance program available. For details, please contact our Billing Department at 277-8988, ext. 5001. You may also visit one of our Financial Counselors located at our Dayton or Englewood Centers to help with your insurance questions and/or financial concerns. Since the founding of this practice, Lifestages has always offered the most innovative and compassionate medical care possible. To help us continue to provide this standard of care, we have created a comprehensive Patient Financial Policy.

Self-pay patients

Patients who have no insurance coverage will be expected to make payment at the time of service. To assist with this, we give self-pay patients an estimate of charges before their visit, and work with them to develop a payment plan for obstetric care, delivery and surgical procedures.

Insurance patients

Insured patients must present their insurance card at each appointment. We will use your card information to verify your benefits and financial responsibility with your insurance company. As a courtesy, we will also file a claim with your primary and secondary insurance companies. While our billing professionals will do all they can to help you in communicating with your insurance plan, please note that you remain responsible for any issues regarding your coverage, benefits, and/or payment for services provided. Payment of copay and/or deductible is required at the time of service. We will, of course, work with you to develop a payment plan if you have a large out-of-pocket responsibility for obstetric care, delivery and surgical procedures.

Balance Due

We send monthly statements to inform you of any balance due. We will also remind you of any balance due when you call to schedule an appointment and when you arrive at registration for your appointment. We expect that the balance due will be paid upon receipt of your statement. In order to make payment easier for you, we accept cash, checks, money orders, VISA, MasterCard, Discover and American Express. All forms of payment may be used in our office or mailed in with your statement. Any balance on your account that is 30 days old will be considered due and is your responsibility, regardless of whether your insurance company has processed/paid your claim. It is our policy to send two statements and a final notice letter before taking further collection action on your account. In the event your account is placed with a collection agency, we will no longer be able to provide care to you at our practice until payment is made in full (however, emergency care will be available for 30 days until you obtain another provider). Should your past due account require litigation, you will be responsible for any court costs, filing fees, and attorney fees.

Further Information

If you have any questions regarding this financial policy, please call our Billing Office at (937) 277-8988 ext. 5001 or the Practice Administrator at (937) 277-8988 ext. 4138.